With credit card balances surging now, a forgiveness program could be worth exploring. Here's how to qualify.

If your card balances have ballooned, whether from year-end holiday spending or unexpectedly higher expenses, here are some strategies to consider.

Dear Savvy Senior: My husband and I, both retired, have accumulated about $7,000 in credit card debt over the past few years and need help paying it off. What can you tell us? — Living Underwater Dear ...

A large number of Americans have been struggling to make ends meet right now — and that's especially true for those carrying credit card debt. Case in point? The latest Large Bank Credit Card and ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. Ted Rossman, Financial analyst at Bankrate, ...

Total household debt in the U.S. increased by $185 billion in the second quarter to reach $18.39 trillion, according to the most-recent New York Fed report. Mortgage balances, auto loan balances and ...

Credit cards have become an essential part of modern life. From online shopping and bill payments to handling emergency ...

HOUSTON — As Americans keep a close eye on their credit card balances, new forecasts offer a clearer picture of what 2026 could mean for household finances and where consumers may finally get some ...

Average American cardholder owes $7,886 with credit card interest rates near 23%. Issuer margins prevent Fed rate cuts from lowering credit card APRs for consumers. Minimum payments of 1-3% go mostly ...

Maxed-out credit card balances and delinquent payments are on the rise, especially among younger generations. Factors like inflation and social media pressures may be contributing to higher ...