If you've ever been denied a bank account, it is likely because of negative actions in your ChexSystems report. ChexSystems is a consumer reporting agency that collects information on the opening and ...

ChexSystems tracks negative banking history for up to five years and is used by over 90% of U.S. banks and credit unions to screen new accounts. You can get a free ChexSystems report annually and ...

If you've been considering a credit freeze, you should know that this process is designed to prevent creditors from accessing your credit report unless you explicitly authorize it. This effectively ...